On top of that, Watson can learn as it goes. So imagine Watson working alongside your financial planner. Your planner asks you questions, you answer, Watson remembers your answers. Watson is also sifting through an Internet's worth of financial data as well as your specific financial data, looking at your transactions and the economy in your city and state and the global economy and several anecdotal, unstructured stories and opinion on the municipal bond market, in which you have invested a meaningful portion of your savings. You can ask your advisor a specific question about your portfolio and its prospects for the near term, and he or she might have to get back to you with the answer. Watson can put a good answer in front of the both of you instantly.